Identity theft is a serious and growing crime in which someone steals your personal information to commit fraud. The stolen information can include names, Social Security numbers, credit card details, and other sensitive data. Once obtained, criminals can open bank accounts, apply for credit cards, or make unauthorized purchases in your name.
Identity theft is the deliberate use of someone else's personal information, typically for financial gain. Criminals might use the information to:
Using stolen personal or financial information to access existing accounts or open new ones.
Common targets include credit cards, bank accounts, and loans.
Criminals file fraudulent tax returns using stolen Social Security numbers to claim refunds.
Victims often realize it when their legitimate tax returns are rejected.
Using stolen identities to obtain medical care, prescription drugs, or medical equipment.
Can result in erroneous medical records and unpaid bills in the victim's name.
Providing stolen personal information to law enforcement during arrests.
The victim might discover they have a criminal record they didn't create.
Creating a new, fake identity using a combination of real and fabricated information.
Fraudsters often use Social Security numbers of minors or deceased individuals.
Using a child's Social Security number and other personal data to open accounts or apply for loans.
Usually goes unnoticed until the child reaches adulthood.
Misusing Social Security numbers for employment, benefits, or other purposes.
Fraudsters can also use Social Security numbers to apply for loans.
Gaining unauthorized access to existing online or financial accounts.
Often done through phishing, data breaches, or malware attacks.